While it is good to have insurance to secure better peace of mind in Texas, you have to ensure you do not accidentally commit white-collar crime. Seemingly minor oversights and errors could land you on the wrong side of the law.

Ensure you remain on the up and up with the help of Best Insurance Services. Learn how to avoid jail time and unnecessary fines.

There are different types of fraud

One of the first things to realize is that there is both soft fraud and hard fraud. With soft fraud, you tell your agent an intentional lie. As for hard fraud, it is the purposeful act of staging a car crash, injury or theft for a payout from your insurance company.

Always check the information you submit

Touching back on soft fraud, double-check all information and details you submit to your agent when you file a claim. Even a simple omission can fall under the definition of insurance fraud. You may feel tempted to take full advantage of a situation, but doing so can quickly turn on you in the worst way possible.

Be fully honest with your agent

Some claims involve a measure of embarrassment, such as if a car accident was your fault, but it is always best to be 100% honest with your agent. Remember, it is not your agent’s job to judge you, only gather all necessary information to get your claim going. Being dishonest may help you save face (or save money), but it could also result in you becoming an accidental criminal.

This information is only intended to educate and should not be interpreted as legal advice